The risk models built by IQR are extremely popular among the financial services clients. We help develop models to formulate the underwriting criteria most suitable to the business and customer characteristics. The models help streamline the processing of customer applications for products like loans, credit cards and insurance.
IQR also builds risk management models that help predict forthcoming delinquencies or charge-offs from customer accounts. These act as a flag that alert management teams to take appropriate measures to reduce losses. The models also assess net credit loss from current accounts or new accounts that an organization may intend to absorb in the future.
To find out how IQR can assist your organization, please contact us.